I came across this advice and I just had to share it. One day I will tell you about all the things I did with my credit cards before I cut them up and stopped using them for good. Also about how I paid off all of my credit card debt in under two years. One day.
For now, let me tell you about tacos and nachos.
Every weekend, Dann and I plan out what we're going to eat for dinner each night during the coming week. Then we make a grocery list and get all the things we need (on occasion, this includes chocolate and/or potato chips). We make a plan ahead of time in order to avoid spending money eating out more often than we should. It makes eating at home feel satisfying and eating out feel like a real treat.
Tonight we had nachos. Last night we had tacos. I devised this strategy after throwing away half a pound of leftover taco meat 17 times in a row. It just felt wasteful.
Here's how it goes:
We purchase the following ingredients:
1 Package Tortillas
1 Bag Tortilla Chips
1 Pound Taco Meat (I like turkey, but beef is good and usually cheaper)
Taco Seasoning (which is really not expensive, but you can make your own if you have the right spices)
Olives (green AND black is our favorite combo)
2 Roma Tomatoes
1 Cup Shredded Lettuce
We cook the taco meat and eat tacos on the first night, using only half the meat. We top our tacos with lettuce, tomatoes, olives, cheese, salsa, and sometimes sour cream. On the second night, we layer the leftover meat on top of tortilla chips, cover it all in cheese, and then bake at 450 until the cheese is completely melted. Then we top the nachos with avocado, olives, tomatoes, salsa, and sour cream.
No uneaten leftover meat to throw away!
Dinner for two nights!
And we typically spend under $20 for all the ingredients. That way, on a night like tonight, we can go out for our favorite fancy ice cream.
After working my way out of some serious debt, I believe the old adage is true: if you fail to plan, you plan to fail. You may not love tacos or nachos, but I bet you don't like the feeling of throwing away leftover food or blowing your budget on a meal at a restaurant. Am I right?
Don't fail, people. Plan.